| 来源类型 | Discussion paper |
| 规范类型 | 论文 |
| 来源ID | DP14801 |
| DP14801 Attitudes Toward Debt and Debt Behavior | |
| Johan Almenberg; Annamaria Lusardi; Jenny Säve-Söderbergh; Roine Vestman | |
| 发表日期 | 2020-05-24 |
| 出版年 | 2020 |
| 语种 | 英语 |
| 摘要 | We introduce a novel survey measure of attitude toward debt. Matching our survey results with panel data on Swedish household balance sheets from registry data, we show that our debt attitude measure helps explain individual variation in indebtedness as well as debt build-up and spending behavior in the period 2004–2007. As an explanatory variable, debt attitude compares well to a number of other determinants of debt, including education, risk-taking, and financial literacy. We also provide evidence that suggests that debt attitude is passed down along family lines and has a cultural element. |
| 主题 | Financial Economics |
| 关键词 | Personal finance Spending Intergenerational transmission Attitude survey Household borrowing decisions |
| URL | https://cepr.org/publications/dp14801 |
| 来源智库 | Centre for Economic Policy Research (United Kingdom) |
| 资源类型 | 智库出版物 |
| 条目标识符 | http://119.78.100.153/handle/2XGU8XDN/543733 |
| 推荐引用方式 GB/T 7714 | Johan Almenberg,Annamaria Lusardi,Jenny Säve-Söderbergh,et al. DP14801 Attitudes Toward Debt and Debt Behavior. 2020. |
| 条目包含的文件 | 条目无相关文件。 | |||||
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