| 来源类型 | Discussion paper |
| 规范类型 | 论文 |
| 来源ID | DP15829 |
| DP15829 Move a Little Closer? Information Sharing and the Spatial Clustering of Bank Branches | |
| Shusen Qi; Ralph De Haas; Steven Ongena; Stefan Straetmans | |
| 发表日期 | 2021-02-19 |
| 出版年 | 2021 |
| 语种 | 英语 |
| 摘要 | We study how information sharing between banks influences the geographical clustering of branches. A spatial model of credit market competition first explains how information sharing impacts loan pricing and equilibrium branch clustering. With data on 56,555 branches of 614 banks in 19 countries between 1995 and 2012, we test key model hypotheses. We find that information sharing increases branch clustering as banks open branches in localities that are new to them but that are already served by other banks. This branch clustering is associated with less spatial credit rationing as information sharing allows firms to borrow from more distant banks. |
| 主题 | Financial Economics |
| 关键词 | Branch clustering Information sharing Spatial oligopoly model |
| URL | https://cepr.org/publications/dp15829-0 |
| 来源智库 | Centre for Economic Policy Research (United Kingdom) |
| 资源类型 | 智库出版物 |
| 条目标识符 | http://119.78.100.153/handle/2XGU8XDN/544826 |
| 推荐引用方式 GB/T 7714 | Shusen Qi,Ralph De Haas,Steven Ongena,et al. DP15829 Move a Little Closer? Information Sharing and the Spatial Clustering of Bank Branches. 2021. |
| 条目包含的文件 | 条目无相关文件。 | |||||
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