| 来源类型 | Discussion paper |
| 规范类型 | 论文 |
| 来源ID | DP16155 |
| DP16155 Why Do Couples and Singles Save During Retirement? | |
| Mariacristina De Nardi; Eric Baird French; John Bailey Jones; Rory McGee | |
| 发表日期 | 2021-05-14 |
| 出版年 | 2021 |
| 语种 | 英语 |
| 摘要 | While the savings of retired singles tend to fall with age, those of retired couples tend to rise. We estimate a rich model of retired singles and couples with bequest motives and uncertain longevity and medical expenses. Our estimates imply that while medical expenses are an important driver of the savings of middle-income singles, bequest motives matter for couples and high-income singles, and generate transfers to non-spousal heirs whenever a household member dies. The interaction of medical expenses and bequest motives is a crucial determinant of savings for all retirees. Hence, to understand savings, it is important to model household structure, medical expenses, and bequest motives. |
| 主题 | Macroeconomics and Growth ; Public Economics |
| 关键词 | Savings Singles Couples Bequest motives Medical expenses |
| URL | https://cepr.org/publications/dp16155 |
| 来源智库 | Centre for Economic Policy Research (United Kingdom) |
| 资源类型 | 智库出版物 |
| 条目标识符 | http://119.78.100.153/handle/2XGU8XDN/545128 |
| 推荐引用方式 GB/T 7714 | Mariacristina De Nardi,Eric Baird French,John Bailey Jones,et al. DP16155 Why Do Couples and Singles Save During Retirement?. 2021. |
| 条目包含的文件 | 条目无相关文件。 | |||||
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