G2TT
来源类型Discussion paper
规范类型论文
来源IDDP16155
DP16155 Why Do Couples and Singles Save During Retirement?
Mariacristina De Nardi; Eric Baird French; John Bailey Jones; Rory McGee
发表日期2021-05-14
出版年2021
语种英语
摘要While the savings of retired singles tend to fall with age, those of retired couples tend to rise. We estimate a rich model of retired singles and couples with bequest motives and uncertain longevity and medical expenses. Our estimates imply that while medical expenses are an important driver of the savings of middle-income singles, bequest motives matter for couples and high-income singles, and generate transfers to non-spousal heirs whenever a household member dies. The interaction of medical expenses and bequest motives is a crucial determinant of savings for all retirees. Hence, to understand savings, it is important to model household structure, medical expenses, and bequest motives.
主题Macroeconomics and Growth ; Public Economics
关键词Savings Singles Couples Bequest motives Medical expenses
URLhttps://cepr.org/publications/dp16155
来源智库Centre for Economic Policy Research (United Kingdom)
资源类型智库出版物
条目标识符http://119.78.100.153/handle/2XGU8XDN/545128
推荐引用方式
GB/T 7714
Mariacristina De Nardi,Eric Baird French,John Bailey Jones,et al. DP16155 Why Do Couples and Singles Save During Retirement?. 2021.
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