| 来源类型 | Discussion paper |
| 规范类型 | 论文 |
| 来源ID | DP16270 |
| DP16270 The fintech gender gap | |
| Sharon Chen; Sebastian Doerr; Jon Frost; Leonardo Gambacorta; Hyun Song Shin | |
| 发表日期 | 2021-06-16 |
| 出版年 | 2021 |
| 语种 | 英语 |
| 摘要 | Fintech promises to spur financial inclusion and close the gender gap in access to financial services. Using novel survey data for 28 countries, this paper finds a large ‘fintech gender gap’: while 29% of men use fintech products and services, only 21% of women do. The gap is present in almost every country in our sample. Country characteristics and several individual-level controls explain about a third of the unconditional gap. Gender differences in the willingness to use new financial technology or fintech entrants if they offer cheaper services account for over half of the remaining gap. The paper concludes by suggesting potential explanations for the gender gap and implications for challenges in fostering financial inclusion with new technology. |
| 主题 | Finance and Fintech |
| 关键词 | Fintech Gender Financial inclusion Personal data Privacy |
| URL | https://cepr.org/publications/dp16270 |
| 来源智库 | Centre for Economic Policy Research (United Kingdom) |
| 资源类型 | 智库出版物 |
| 条目标识符 | http://119.78.100.153/handle/2XGU8XDN/545235 |
| 推荐引用方式 GB/T 7714 | Sharon Chen,Sebastian Doerr,Jon Frost,et al. DP16270 The fintech gender gap. 2021. |
| 条目包含的文件 | 条目无相关文件。 | |||||
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