| 来源类型 | Discussion paper |
| 规范类型 | 论文 |
| 来源ID | DP16566 |
| DP16566 Credit Market Competition and Bank Capitalization | |
| Özlem Dursun-de Neef; Thomas Gehrig | |
| 发表日期 | 2021-09-21 |
| 出版年 | 2021 |
| 语种 | 英语 |
| 摘要 | We document that within regional U.S. mortgage markets an increase in competition exerts differential effects on banks with large and small market shares. Large market share banks reduce capitalization and increase risk taking as a response to an increase in the intensity of competition, while small market share banks enhance capitalization and reduce risk taking. These results are tied to market shares and not driven by bank size or the level of concentration within local regional markets. |
| 主题 | Financial Economics |
| 关键词 | Bank capital Credit market competition Risk taking Fragility Stability |
| URL | https://cepr.org/publications/dp16566 |
| 来源智库 | Centre for Economic Policy Research (United Kingdom) |
| 资源类型 | 智库出版物 |
| 条目标识符 | http://119.78.100.153/handle/2XGU8XDN/545517 |
| 推荐引用方式 GB/T 7714 | Özlem Dursun-de Neef,Thomas Gehrig. DP16566 Credit Market Competition and Bank Capitalization. 2021. |
| 条目包含的文件 | 条目无相关文件。 | |||||
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