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来源类型 | Discussion paper |
规范类型 | 论文 |
来源ID | DP16668 |
DP16668 FinTech Lending | |
Tobias Berg; Manju Puri | |
发表日期 | 2021-10-25 |
出版年 | 2021 |
语种 | 英语 |
摘要 | In this paper, we review the growing literature on FinTech lending –- the provision of credit facilitated by technology that improves the customer-lender interaction or lenders’ screening and monitoring of borrowers. FinTech lending has grown rapidly, though in developed economies like the U.S. it still only accounts for a small share of total credit. An increase in convenience and speed appears to have been more central to FinTech lending’s growth than improved screening or monitoring, though there is certainly potential for the latter, as is the case for increased financial inclusion. The COVID-19 pandemic has shown potential vulnerabilities of FinTech lenders, although in certain segments they have displayed rapid growth. |
主题 | Finance and Fintech |
关键词 | Fintech lending Financial intermediation Covid-19 |
URL | https://cepr.org/publications/dp16668 |
来源智库 | Centre for Economic Policy Research (United Kingdom) |
资源类型 | 智库出版物 |
条目标识符 | http://119.78.100.153/handle/2XGU8XDN/545607 |
推荐引用方式 GB/T 7714 | Tobias Berg,Manju Puri. DP16668 FinTech Lending. 2021. |
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