G2TT
来源类型Working Paper
规范类型报告
DOI10.3386/w5058
来源IDWorking Paper 5058
Is Workers' Compensation Covering Uninsured Medical Costs? Evidence fromthe `Monday Effect'
David Card; Brian P. McCall
发表日期1995-03-01
出版年1995
语种英语
摘要Steady increases in the costs of medical care, coupled with a rise in the fraction of workers who lack medical care insurance, have led to a growing concern that the Workers' Compensation system is paying for off-the-job injuries. Many analysts have interpreted the high rate of Monday injuries -- especially for hard-to-monitor injuries like back sprains -- as evidence of this phenomenon. In this paper, we propose a test of the hypothesis that higher Monday injury rates are due to fraudulent claims. Specifically, we compare the daily injury patterns for workers who are more and less likely to have medical insurance coverage, and the corresponding differences in the fraction of injury claims that are disputed by employers. Contrary to expectations, we find that workers without medical coverage are no more likely to report a Monday injury than other workers. Similarly, employers are no more likely to challenge a Monday injury claim -- even for workers who lack medical insurance.
主题Labor Economics ; Labor Supply and Demand
URLhttps://www.nber.org/papers/w5058
来源智库National Bureau of Economic Research (United States)
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条目标识符http://119.78.100.153/handle/2XGU8XDN/562491
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David Card,Brian P. McCall. Is Workers' Compensation Covering Uninsured Medical Costs? Evidence fromthe `Monday Effect'. 1995.
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