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来源类型 | Working Paper |
规范类型 | 报告 |
DOI | 10.3386/w5667 |
来源ID | Working Paper 5667 |
The Determinants and Consequences of Financial Education in the Workplace: Evidence from a Survey of Households | |
B. Douglas Bernheim; Daniel M. Garrett | |
发表日期 | 1996-07-01 |
出版年 | 1996 |
语种 | 英语 |
摘要 | In recent years, the United States has witnessed significant growth in programs of financial and retirement education in the workplace. This phenomenon provides an opportunity to assess the effects of targeted education programs on financial choices. This paper uses a novel household survey to develop econometric evidence on the efficacy of employer-based financial education. While our primary focus concerns the effects of these programs on saving (both in general and for the purposes of retirement), we also examine a number of collateral issues. These include the circumstances under which employers offer, and employees participate in, financial education programs, and the effects of these programs on sources of information and advice concerning retirement planning. Our findings indicate that employer-based retirement education strongly influences household financial behavior. |
主题 | Public Economics ; Taxation ; Health, Education, and Welfare ; Education |
URL | https://www.nber.org/papers/w5667 |
来源智库 | National Bureau of Economic Research (United States) |
引用统计 | |
资源类型 | 智库出版物 |
条目标识符 | http://119.78.100.153/handle/2XGU8XDN/563147 |
推荐引用方式 GB/T 7714 | B. Douglas Bernheim,Daniel M. Garrett. The Determinants and Consequences of Financial Education in the Workplace: Evidence from a Survey of Households. 1996. |
条目包含的文件 | ||||||
文件名称/大小 | 资源类型 | 版本类型 | 开放类型 | 使用许可 | ||
w5667.pdf(2219KB) | 智库出版物 | 限制开放 | CC BY-NC-SA | 浏览 |
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