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来源类型Working Paper
规范类型报告
DOI10.3386/w6825
来源IDWorking Paper 6825
Measuring Adverse Selection in Managed Health Care
Richard G. Frank; Jacob Glazer; Thomas G. McGuire
发表日期1998-12-01
出版年1998
语种英语
摘要Health plans paid by capitation have an incentive to distort the quality of services they offer to attract profitable and to deter unprofitable enrollees. We characterize plans' rationing as imposing a show that the profit maximizing shadow price depends on the dispersion in health costs, how well individuals forecast their health costs, the correlation between use in different illness categories, and the risk adjustment system used for payment. We further show how these factors can be combined in an empirically implementable index that can be used to identify the services that will be most distorted in competition among managed care plans. A simple welfare measure is developed to quantify the distortion caused by selection incentives. We illustrate the application of our ideas with a Medicaid data set, and conduct policy analyses of risk adjustment and other options for dealing with adverse selection.
URLhttps://www.nber.org/papers/w6825
来源智库National Bureau of Economic Research (United States)
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资源类型智库出版物
条目标识符http://119.78.100.153/handle/2XGU8XDN/564336
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GB/T 7714
Richard G. Frank,Jacob Glazer,Thomas G. McGuire. Measuring Adverse Selection in Managed Health Care. 1998.
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