全球智库信息集成服务系统(G2TT): Did U.S. Bank Supervisors Get Tougher During the Credit Crunch? Did They Get Easier During the Banking Boom? Did It Matter to Bank Lending?

G2TT

来源类型	Working Paper
规范类型	报告
DOI	10.3386/w7689
来源ID	Working Paper 7689
	Did U.S. Bank Supervisors Get Tougher During the Credit Crunch? Did They Get Easier During the Banking Boom? Did It Matter to Bank Lending?
	Allen N. Berger; Margaret K. Kyle; Joseph M. Scalise
发表日期	2000-05-01
出版年	2000
语种	英语
摘要	We test three hypotheses regarding changes in supervisory toughness' and their effects on bank lending. The data provide modest support for all three hypotheses that there was an increase in toughness during the credit crunch period (1989-1992), that there was a decline in toughness during the boom period (1993-1998), and that changes in toughness, if they occurred, affected bank lending. However, all of the measured effects are small, with 1% or less of loans receiving harsher or easier classification, about 3% of banks receiving better or worse CAMEL ratings, and bank lending being changed by 1% or less of assets.
主题	Financial Economics ; Financial Institutions
URL	https://www.nber.org/papers/w7689
来源智库	National Bureau of Economic Research (United States)
引用统计
资源类型	智库出版物
条目标识符	http://119.78.100.153/handle/2XGU8XDN/565250
推荐引用方式 GB/T 7714	Allen N. Berger,Margaret K. Kyle,Joseph M. Scalise. Did U.S. Bank Supervisors Get Tougher During the Credit Crunch? Did They Get Easier During the Banking Boom? Did It Matter to Bank Lending?. 2000.