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来源类型 | Working Paper |
规范类型 | 报告 |
DOI | 10.3386/w7689 |
来源ID | Working Paper 7689 |
Did U.S. Bank Supervisors Get Tougher During the Credit Crunch? Did They Get Easier During the Banking Boom? Did It Matter to Bank Lending? | |
Allen N. Berger; Margaret K. Kyle; Joseph M. Scalise | |
发表日期 | 2000-05-01 |
出版年 | 2000 |
语种 | 英语 |
摘要 | We test three hypotheses regarding changes in supervisory toughness' and their effects on bank lending. The data provide modest support for all three hypotheses that there was an increase in toughness during the credit crunch period (1989-1992), that there was a decline in toughness during the boom period (1993-1998), and that changes in toughness, if they occurred, affected bank lending. However, all of the measured effects are small, with 1% or less of loans receiving harsher or easier classification, about 3% of banks receiving better or worse CAMEL ratings, and bank lending being changed by 1% or less of assets. |
主题 | Financial Economics ; Financial Institutions |
URL | https://www.nber.org/papers/w7689 |
来源智库 | National Bureau of Economic Research (United States) |
引用统计 | |
资源类型 | 智库出版物 |
条目标识符 | http://119.78.100.153/handle/2XGU8XDN/565250 |
推荐引用方式 GB/T 7714 | Allen N. Berger,Margaret K. Kyle,Joseph M. Scalise. Did U.S. Bank Supervisors Get Tougher During the Credit Crunch? Did They Get Easier During the Banking Boom? Did It Matter to Bank Lending?. 2000. |
条目包含的文件 | ||||||
文件名称/大小 | 资源类型 | 版本类型 | 开放类型 | 使用许可 | ||
w7689.pdf(221KB) | 智库出版物 | 限制开放 | CC BY-NC-SA | 浏览 |
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