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来源类型Working Paper
规范类型报告
DOI10.3386/w9140
来源IDWorking Paper 9140
The Effects of Subjective Survival on Retirement and Social Security Claiming
Michael D. Hurd; James P. Smith; Julie M. Zissimopoulos
发表日期2002-09-01
出版年2002
语种英语
摘要According to the life-cycle model, mortality risk will influence both retirement and the desire to annuitize wealth. We estimate the effect of subjective survival probabilities on retirement and on the claiming of Social Security benefits because delayed claiming is equivalent to the purchase of additional Social Security annuities. We find that those with very low subjective probabilities of survival retire earlier and claim earlier than those with higher subjective probabilities, but the effects are not large. The great majority of workers claim as soon as they are eligible.
主题Labor Economics ; Labor Supply and Demand ; Demography and Aging
URLhttps://www.nber.org/papers/w9140
来源智库National Bureau of Economic Research (United States)
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条目标识符http://119.78.100.153/handle/2XGU8XDN/566753
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Michael D. Hurd,James P. Smith,Julie M. Zissimopoulos. The Effects of Subjective Survival on Retirement and Social Security Claiming. 2002.
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