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来源类型 | Working Paper |
规范类型 | 报告 |
DOI | 10.3386/w9140 |
来源ID | Working Paper 9140 |
The Effects of Subjective Survival on Retirement and Social Security Claiming | |
Michael D. Hurd; James P. Smith; Julie M. Zissimopoulos | |
发表日期 | 2002-09-01 |
出版年 | 2002 |
语种 | 英语 |
摘要 | According to the life-cycle model, mortality risk will influence both retirement and the desire to annuitize wealth. We estimate the effect of subjective survival probabilities on retirement and on the claiming of Social Security benefits because delayed claiming is equivalent to the purchase of additional Social Security annuities. We find that those with very low subjective probabilities of survival retire earlier and claim earlier than those with higher subjective probabilities, but the effects are not large. The great majority of workers claim as soon as they are eligible. |
主题 | Labor Economics ; Labor Supply and Demand ; Demography and Aging |
URL | https://www.nber.org/papers/w9140 |
来源智库 | National Bureau of Economic Research (United States) |
引用统计 | |
资源类型 | 智库出版物 |
条目标识符 | http://119.78.100.153/handle/2XGU8XDN/566753 |
推荐引用方式 GB/T 7714 | Michael D. Hurd,James P. Smith,Julie M. Zissimopoulos. The Effects of Subjective Survival on Retirement and Social Security Claiming. 2002. |
条目包含的文件 | ||||||
文件名称/大小 | 资源类型 | 版本类型 | 开放类型 | 使用许可 | ||
w9140.pdf(269KB) | 智库出版物 | 限制开放 | CC BY-NC-SA | 浏览 |
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