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来源类型Working Paper
规范类型报告
DOI10.3386/w9144
来源IDWorking Paper 9144
Household Demand for Employer-Based Health Insurance
Jean Marie Abraham; William B. Vogt; Martin Gaynor
发表日期2002-09-01
出版年2002
语种英语
摘要We use the 1996 Medical Expenditure Panel Survey to estimate a model of household demand for employer-based health insurance, explicitly investigating differences in behavior between households with two potential sources of coverage and those with one source. Own and cross-price elasticities are estimated for three types of health plans, including exclusive provider organizations, any provider organizations, and mixed provider organizations. We find that the premium, family size, income, and wealth significantly affect demand. Our elasticity estimates reveal an overall, small behavioral response to changes in price with respect to health plan switching and take-up. Finally, we discuss the implications of our findings with respect to employer benefit design.
URLhttps://www.nber.org/papers/w9144
来源智库National Bureau of Economic Research (United States)
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条目标识符http://119.78.100.153/handle/2XGU8XDN/566757
推荐引用方式
GB/T 7714
Jean Marie Abraham,William B. Vogt,Martin Gaynor. Household Demand for Employer-Based Health Insurance. 2002.
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