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来源类型Working Paper
规范类型报告
DOI10.3386/w9167
来源IDWorking Paper 9167
Did Blue Cross and Blue Shield Suffer from Adverse Selection? Evidence from the 1950s
Melissa A. Thomasson
发表日期2002-09-01
出版年2002
语种英语
摘要This paper uses a unique data set from 1957 to examine whether or not Blue Cross and Blue Shield suffered from an adverse selection death spiral after for-profit commercial insurance companies entered the market for health insurance. Results suggest that moving to experience rating may have helped the Blues counteract adverse selection in the group health insurance market. Adverse selection posed a greater problem for the Blues in the market for individual health insurance, possibly because of differences in the way the Blues screened potential enrollees relative to commercial insurance companies.
主题Health, Education, and Welfare ; Health ; History ; Other History
URLhttps://www.nber.org/papers/w9167
来源智库National Bureau of Economic Research (United States)
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条目标识符http://119.78.100.153/handle/2XGU8XDN/566779
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Melissa A. Thomasson. Did Blue Cross and Blue Shield Suffer from Adverse Selection? Evidence from the 1950s. 2002.
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