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来源类型 | Working Paper |
规范类型 | 报告 |
DOI | 10.3386/w9167 |
来源ID | Working Paper 9167 |
Did Blue Cross and Blue Shield Suffer from Adverse Selection? Evidence from the 1950s | |
Melissa A. Thomasson | |
发表日期 | 2002-09-01 |
出版年 | 2002 |
语种 | 英语 |
摘要 | This paper uses a unique data set from 1957 to examine whether or not Blue Cross and Blue Shield suffered from an adverse selection death spiral after for-profit commercial insurance companies entered the market for health insurance. Results suggest that moving to experience rating may have helped the Blues counteract adverse selection in the group health insurance market. Adverse selection posed a greater problem for the Blues in the market for individual health insurance, possibly because of differences in the way the Blues screened potential enrollees relative to commercial insurance companies. |
主题 | Health, Education, and Welfare ; Health ; History ; Other History |
URL | https://www.nber.org/papers/w9167 |
来源智库 | National Bureau of Economic Research (United States) |
引用统计 | |
资源类型 | 智库出版物 |
条目标识符 | http://119.78.100.153/handle/2XGU8XDN/566779 |
推荐引用方式 GB/T 7714 | Melissa A. Thomasson. Did Blue Cross and Blue Shield Suffer from Adverse Selection? Evidence from the 1950s. 2002. |
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文件名称/大小 | 资源类型 | 版本类型 | 开放类型 | 使用许可 | ||
w9167.pdf(235KB) | 智库出版物 | 限制开放 | CC BY-NC-SA | 浏览 |
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