| 来源类型 | Working Paper |
| 规范类型 | 报告 |
| DOI | 10.3386/w9394 |
| 来源ID | Working Paper 9394 |
| Health Insurance and Households' Precautionary Behaviors - An Unusual Natural Experiment | |
| Shin-Yi Chou; Jin-Tan Liu; James K. Hammitt | |
| 发表日期 | 2002-12-16 |
| 出版年 | 2002 |
| 语种 | 英语 |
| 摘要 | By reducing risk of large out-of-pocket medical expenses, comprehensive social health insurance may reduce households' motivation to engage in precautionary behaviors such as saving, procurement of private insurance, and spousal labor-force participation. We use the natural experiment provided by the 1995 introduction of National Health Insurance in Taiwan to examine these effects, using pre-existing differences in access to health insurance (tied to the household head's and spouse's joint employment status) to identify the effects of increasing insurance coverage. We find that comprehensive health insurance has a statistically significant and large effect on household savings and purchase of private accident insurance, but no significant effect on spousal employment. |
| 主题 | Microeconomics ; Households and Firms ; Public Economics ; Public Goods |
| URL | https://www.nber.org/papers/w9394 |
| 来源智库 | National Bureau of Economic Research (United States) |
| 引用统计 | |
| 资源类型 | 智库出版物 |
| 条目标识符 | http://119.78.100.153/handle/2XGU8XDN/567013 |
| 推荐引用方式 GB/T 7714 | Shin-Yi Chou,Jin-Tan Liu,James K. Hammitt. Health Insurance and Households' Precautionary Behaviors - An Unusual Natural Experiment. 2002. |
| 条目包含的文件 | ||||||
| 文件名称/大小 | 资源类型 | 版本类型 | 开放类型 | 使用许可 | ||
| w9394.pdf（245KB） | 智库出版物 | 限制开放 | CC BY-NC-SA | 浏览 | ||
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