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来源类型Working Paper
规范类型报告
DOI10.3386/w9975
来源IDWorking Paper 9975
International Adverse Selection in Life Insurance and Annuities
David McCarthy; Olivia S. Mitchell
发表日期2003-09-22
出版年2003
语种英语
摘要This paper evaluates the extent of adverse selection in life insurance and annuities in international markets, for both group and individual products. We also compare results with prior analyses of adverse selection in international annuity markets, focusing on the US, the UK, and Japan. Our results help assess the extent to which life insurers can hedge mortality exposure by writing both life insurance and annuities, and they may be used to determine a normal range for adverse selection in international insurance markets.
主题Financial Economics ; Financial Institutions ; Labor Economics ; Demography and Aging
URLhttps://www.nber.org/papers/w9975
来源智库National Bureau of Economic Research (United States)
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条目标识符http://119.78.100.153/handle/2XGU8XDN/567600
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GB/T 7714
David McCarthy,Olivia S. Mitchell. International Adverse Selection in Life Insurance and Annuities. 2003.
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