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来源类型 | Working Paper |
规范类型 | 报告 |
DOI | 10.3386/w9975 |
来源ID | Working Paper 9975 |
International Adverse Selection in Life Insurance and Annuities | |
David McCarthy; Olivia S. Mitchell | |
发表日期 | 2003-09-22 |
出版年 | 2003 |
语种 | 英语 |
摘要 | This paper evaluates the extent of adverse selection in life insurance and annuities in international markets, for both group and individual products. We also compare results with prior analyses of adverse selection in international annuity markets, focusing on the US, the UK, and Japan. Our results help assess the extent to which life insurers can hedge mortality exposure by writing both life insurance and annuities, and they may be used to determine a normal range for adverse selection in international insurance markets. |
主题 | Financial Economics ; Financial Institutions ; Labor Economics ; Demography and Aging |
URL | https://www.nber.org/papers/w9975 |
来源智库 | National Bureau of Economic Research (United States) |
引用统计 | |
资源类型 | 智库出版物 |
条目标识符 | http://119.78.100.153/handle/2XGU8XDN/567600 |
推荐引用方式 GB/T 7714 | David McCarthy,Olivia S. Mitchell. International Adverse Selection in Life Insurance and Annuities. 2003. |
条目包含的文件 | ||||||
文件名称/大小 | 资源类型 | 版本类型 | 开放类型 | 使用许可 | ||
w9975.pdf(153KB) | 智库出版物 | 限制开放 | CC BY-NC-SA | 浏览 |
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