全球智库信息集成服务系统(G2TT): What You Don't Know Can't Help You: Pension Knowledge and Retirement Decision Making

G2TT

来源类型	Working Paper
规范类型	报告
DOI	10.3386/w10185
来源ID	Working Paper 10185
	What You Don't Know Can't Help You: Pension Knowledge and Retirement Decision Making
	Sewin Chan; Ann Huff Stevens
发表日期	2003-12-22
出版年	2003
语种	英语
摘要	This paper provides an answer to an important empirical puzzle in the retirement literature: while most people know little about their own pension plans, retirement behavior is strongly affected by pension incentives. We combine administrative and self-reported pension data to measure the retirement response to actual and perceived financial incentives. We find that well-informed individuals are five times more responsive to pension incentives than the average individual when knowledge is ignored. We further find that the ill-informed individuals do respond to their own misperception of the incentives, rather than being unresponsive to any incentives.
URL	https://www.nber.org/papers/w10185
来源智库	National Bureau of Economic Research (United States)
引用统计
资源类型	智库出版物
条目标识符	http://119.78.100.153/handle/2XGU8XDN/567813
推荐引用方式 GB/T 7714	Sewin Chan,Ann Huff Stevens. What You Don't Know Can't Help You: Pension Knowledge and Retirement Decision Making. 2003.