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来源类型 | Working Paper |
规范类型 | 报告 |
DOI | 10.3386/w10962 |
来源ID | Working Paper 10962 |
Incompatibility, Product Attributes and Consumer Welfare: Evidence from ATMs | |
Christopher R. Knittel; Victor Stango | |
发表日期 | 2004-12-13 |
出版年 | 2004 |
语种 | 英语 |
摘要 | Incompatibility in market with network effects reduces consumers' ability to "mix and match" components offered by different sellers, but can also spur changes in product attributes that might benefit consumers. In this paper, we estimate the effects of incompatibility on consumers in a classic hardware/software market: ATM cards and machines. We find that while ATM fees ceteris paribus reduce the network benefit from other banks' ATMs, a surge in ATM deployment accompanies the shift to surcharging. This is valuable to consumers and often completely offsets the harm from higher fees. The results suggest that policy discussions of incompatibility must consider not only its direct effect on consumers, but also its effect on product attributes. |
主题 | Industrial Organization ; Market Structure and Firm Performance ; Antitrust ; Industry Studies |
URL | https://www.nber.org/papers/w10962 |
来源智库 | National Bureau of Economic Research (United States) |
引用统计 | |
资源类型 | 智库出版物 |
条目标识符 | http://119.78.100.153/handle/2XGU8XDN/568597 |
推荐引用方式 GB/T 7714 | Christopher R. Knittel,Victor Stango. Incompatibility, Product Attributes and Consumer Welfare: Evidence from ATMs. 2004. |
条目包含的文件 | ||||||
文件名称/大小 | 资源类型 | 版本类型 | 开放类型 | 使用许可 | ||
w10962.pdf(604KB) | 智库出版物 | 限制开放 | CC BY-NC-SA | 浏览 |
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