G2TT
来源类型Working Paper
规范类型报告
DOI10.3386/w11063
来源IDWorking Paper 11063
Wage and Benefit Changes in Response to Rising Health Insurance Costs
Dana Goldman; Neeraj Sood; Arleen Leibowitz
发表日期2005-01-24
出版年2005
语种英语
摘要Many companies have defined-contribution benefit plans requiring employees to pay the full cost (before taxes) of more generous health insurance choices. Research has shown that employee decisions are quite responsive to these arrangements. What is less clear is how the total compensation package changes when health insurance premiums rise. This paper examines employee compensation decisions during a three-year period when health insurance premiums were rising rapidly. The data come from a single large firm with a flexible benefits plan wherein employees explicitly choose how to allocate compensation between cash wages and other benefits. Under such an arrangement, higher health insurance premiums must induce changes in the composition of total compensation -- either in lower after-tax wages or in decreased contributions to other benefits. The results suggest that about two-thirds of the premium increase is financed out of cash wages and the remaining one-thirds is financed by a reduction in benefits.
主题Labor Economics ; Labor Compensation
URLhttps://www.nber.org/papers/w11063
来源智库National Bureau of Economic Research (United States)
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资源类型智库出版物
条目标识符http://119.78.100.153/handle/2XGU8XDN/568698
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Dana Goldman,Neeraj Sood,Arleen Leibowitz. Wage and Benefit Changes in Response to Rising Health Insurance Costs. 2005.
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