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来源类型 | Working Paper |
规范类型 | 报告 |
DOI | 10.3386/w11063 |
来源ID | Working Paper 11063 |
Wage and Benefit Changes in Response to Rising Health Insurance Costs | |
Dana Goldman; Neeraj Sood; Arleen Leibowitz | |
发表日期 | 2005-01-24 |
出版年 | 2005 |
语种 | 英语 |
摘要 | Many companies have defined-contribution benefit plans requiring employees to pay the full cost (before taxes) of more generous health insurance choices. Research has shown that employee decisions are quite responsive to these arrangements. What is less clear is how the total compensation package changes when health insurance premiums rise. This paper examines employee compensation decisions during a three-year period when health insurance premiums were rising rapidly. The data come from a single large firm with a flexible benefits plan wherein employees explicitly choose how to allocate compensation between cash wages and other benefits. Under such an arrangement, higher health insurance premiums must induce changes in the composition of total compensation -- either in lower after-tax wages or in decreased contributions to other benefits. The results suggest that about two-thirds of the premium increase is financed out of cash wages and the remaining one-thirds is financed by a reduction in benefits. |
主题 | Labor Economics ; Labor Compensation |
URL | https://www.nber.org/papers/w11063 |
来源智库 | National Bureau of Economic Research (United States) |
引用统计 | |
资源类型 | 智库出版物 |
条目标识符 | http://119.78.100.153/handle/2XGU8XDN/568698 |
推荐引用方式 GB/T 7714 | Dana Goldman,Neeraj Sood,Arleen Leibowitz. Wage and Benefit Changes in Response to Rising Health Insurance Costs. 2005. |
条目包含的文件 | ||||||
文件名称/大小 | 资源类型 | 版本类型 | 开放类型 | 使用许可 | ||
w11063.pdf(173KB) | 智库出版物 | 限制开放 | CC BY-NC-SA | 浏览 |
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