| 来源类型 | Working Paper |
| 规范类型 | 报告 |
| DOI | 10.3386/w11514 |
| 来源ID | Working Paper 11514 |
| Information and Consumer Choice: The Value of Publicized Health Plan Ratings | |
| Ginger Zhe Jin; Alan T. Sorensen | |
| 发表日期 | 2005-08-01 |
| 出版年 | 2005 |
| 语种 | 英语 |
| 摘要 | We use data on the enrollment decisions of federal annuitants to estimate the influence of publicized ratings on health plan choice. We focus on the impact of ratings disseminated by the National Committee for Quality Assurance (NCQA), and use our estimates to calculate the value of the information. Our approach exploits a novel feature of the data%u2014the availability of nonpublic plan ratings%u2014to correct for a source of bias that is inherent in studies of consumer responsiveness to information on product quality: since publicized ratings are correlated with other quality signals known to consumers (but unobserved by researchers), the estimated influence of ratings is likely to be overstated. We control for this bias by comparing the estimated impact of publicized ratings to the estimated impact of ratings that were never disclosed. The results indicate that NCQA%u2019s plan ratings had a meaningful influence on individuals%u2019 choices, particularly for individuals choosing a plan for the first time. Although we estimate that a very small fraction of individual decisions were materially affected by the information, for those that were affected the implied utility gains are substantial. |
| 主题 | Health, Education, and Welfare ; Health ; Industrial Organization ; Market Structure and Firm Performance |
| URL | https://www.nber.org/papers/w11514 |
| 来源智库 | National Bureau of Economic Research (United States) |
| 引用统计 | |
| 资源类型 | 智库出版物 |
| 条目标识符 | http://119.78.100.153/handle/2XGU8XDN/569157 |
| 推荐引用方式 GB/T 7714 | Ginger Zhe Jin,Alan T. Sorensen. Information and Consumer Choice: The Value of Publicized Health Plan Ratings. 2005. |
| 条目包含的文件 | ||||||
| 文件名称/大小 | 资源类型 | 版本类型 | 开放类型 | 使用许可 | ||
| w11514.pdf（160KB） | 智库出版物 | 限制开放 | CC BY-NC-SA | 浏览 | ||
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