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来源类型 | Working Paper |
规范类型 | 报告 |
DOI | 10.3386/w11951 |
来源ID | Working Paper 11951 |
Health Insurance Take-up by the Near Elderly | |
Thomas C. Buchmueller; Sabina Ohri | |
发表日期 | 2006-01-23 |
出版年 | 2006 |
语种 | 英语 |
摘要 | This study examines the effect of price on the demand for health insurance by early retirees between the ages of 55 and 64. The analysis is based on administrative data from a medium sized employer and takes advantage of a natural experiment created by the firm's health insurance contribution policy. The amount the firm contributes toward retiree health insurance coverage depends on when a person retired and her years of service at that date. As a result of this policy, there is considerable variation in out-of-pocket premiums faced by individuals in the data, but this variation is independent of the non-price attributes of the health insurance plans offered, and plausibly exogenous to individual characteristics that are likely to affect the demand for insurance. We find that price has a statistically significant but small effect on the decision to take up coverage. The implied elasticities are very similar to results found in previous studies using very different data. |
主题 | Microeconomics ; Households and Firms ; Public Economics ; National Fiscal Issues ; Health, Education, and Welfare ; Health ; Labor Economics ; Labor Supply and Demand ; Labor Compensation |
URL | https://www.nber.org/papers/w11951 |
来源智库 | National Bureau of Economic Research (United States) |
引用统计 | |
资源类型 | 智库出版物 |
条目标识符 | http://119.78.100.153/handle/2XGU8XDN/569602 |
推荐引用方式 GB/T 7714 | Thomas C. Buchmueller,Sabina Ohri. Health Insurance Take-up by the Near Elderly. 2006. |
条目包含的文件 | ||||||
文件名称/大小 | 资源类型 | 版本类型 | 开放类型 | 使用许可 | ||
w11951.pdf(393KB) | 智库出版物 | 限制开放 | CC BY-NC-SA | 浏览 |
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