| 来源类型 | Working Paper |
| 规范类型 | 报告 |
| DOI | 10.3386/w12429 |
| 来源ID | Working Paper 12429 |
| Health Insurance Enrollment Decisions: Preferences for Coverage, Worker Sorting, and Insurance Take Up | |
| Alan C. Monheit; Jessica Primoff Vistnes | |
| 发表日期 | 2006-08-14 |
| 出版年 | 2006 |
| 语种 | 英语 |
| 摘要 | The weak response by the uninsured to policy initiatives encouraging voluntary enrollment in health insurance has raised concerns regarding the extent to which the uninsured value health insurance. To address this issue, we use data from the 2001 Medical Expenditure Panel Survey to examine the association between health insurance preferences and coverage status. We also consider the role of such preferences in decisions to seek out and enroll in employment-based coverage. We find that adults with weak or uncertain preferences for health insurance are more likely than persons with strong preferences to be uninsured and less likely to acquire coverage. Our econometric work indicates that workers with weak or uncertain preferences are less likely to obtain job offers with insurance, reinforcing prior evidence that workers sort among jobs according to preferences for coverage. We also find that workers with weak or uncertain preferences are less likely to enroll in offered coverage and we estimate the subsidy necessary to compensate such workers for the utility loss were they to enroll. Our results suggest a dual approach to expanding coverage that includes both subsidies and educational efforts to inform targeted groups among the uninsured about the value of health insurance. |
| 主题 | Health, Education, and Welfare ; Health ; Labor Economics ; Labor Compensation |
| URL | https://www.nber.org/papers/w12429 |
| 来源智库 | National Bureau of Economic Research (United States) |
| 引用统计 | |
| 资源类型 | 智库出版物 |
| 条目标识符 | http://119.78.100.153/handle/2XGU8XDN/570086 |
| 推荐引用方式 GB/T 7714 | Alan C. Monheit,Jessica Primoff Vistnes. Health Insurance Enrollment Decisions: Preferences for Coverage, Worker Sorting, and Insurance Take Up. 2006. |
| 条目包含的文件 | ||||||
| 文件名称/大小 | 资源类型 | 版本类型 | 开放类型 | 使用许可 | ||
| w12429.pdf（202KB） | 智库出版物 | 限制开放 | CC BY-NC-SA | 浏览 | ||
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