| 来源类型 | Working Paper |
| 规范类型 | 报告 |
| DOI | 10.3386/w12604 |
| 来源ID | Working Paper 12604 |
| Strategic Incompatibility in ATM Markets | |
| Christopher R. Knittel; Victor Stango | |
| 发表日期 | 2006-10-20 |
| 出版年 | 2006 |
| 语种 | 英语 |
| 摘要 | We test whether firms use incompatibility strategically, using data from ATM markets. High ATM fees degrade the value of competitors' deposit accounts, and can in principle serve as a mechanism for siphoning depositors away from competitors or for creating deposit account differentiation. Our empirical framework can empirically distinguish surcharging motivated by this strategic concern from surcharging that simply maximizes ATM profit considered as a stand-alone operation. The results are consistent with such behavior by large banks, but not by small banks. For large banks, the effect of incompatibility seems to operate through higher deposit account fees rather than increased deposit account base. |
| 主题 | Other ; Law and Economics ; Industrial Organization ; Market Structure and Firm Performance ; Antitrust ; Industry Studies |
| URL | https://www.nber.org/papers/w12604 |
| 来源智库 | National Bureau of Economic Research (United States) |
| 引用统计 | |
| 资源类型 | 智库出版物 |
| 条目标识符 | http://119.78.100.153/handle/2XGU8XDN/570266 |
| 推荐引用方式 GB/T 7714 | Christopher R. Knittel,Victor Stango. Strategic Incompatibility in ATM Markets. 2006. |
| 条目包含的文件 | ||||||
| 文件名称/大小 | 资源类型 | 版本类型 | 开放类型 | 使用许可 | ||
| w12604.pdf（294KB） | 智库出版物 | 限制开放 | CC BY-NC-SA | 浏览 | ||
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