| 来源类型 | Working Paper |
| 规范类型 | 报告 |
| DOI | 10.3386/w12862 |
| 来源ID | Working Paper 12862 |
| Determinants of Deposit-Insurance Adoption and Design | |
| Asli Demirguc-Kunt; Edward J. Kane; Luc Laeven | |
| 发表日期 | 2007-01-23 |
| 出版年 | 2007 |
| 语种 | 英语 |
| 摘要 | This paper identifies factors that influence decisions about a country's financial safety net, using a comprehensive dataset covering 180 countries during the 1960-2003 period. Our analysis focuses on how private interest-group pressures, outside influences, and political-institutional factors affect deposit-insurance adoption and design. Controlling for macroeconomic shocks, quality of bank regulations, and institutional development, we find that both private and public interests, as well as outside influences to emulate developed-country regulatory schemes, can explain the timing of adoption decisions and the rigor of loss-control arrangements. Controlling for other factors, political systems that facilitate intersectoral power sharing dispose a country toward design features that accommodate risk-shifting by banks. |
| 主题 | Financial Economics ; Financial Institutions ; Other ; Economic Systems |
| URL | https://www.nber.org/papers/w12862 |
| 来源智库 | National Bureau of Economic Research (United States) |
| 引用统计 | |
| 资源类型 | 智库出版物 |
| 条目标识符 | http://119.78.100.153/handle/2XGU8XDN/570528 |
| 推荐引用方式 GB/T 7714 | Asli Demirguc-Kunt,Edward J. Kane,Luc Laeven. Determinants of Deposit-Insurance Adoption and Design. 2007. |
| 条目包含的文件 | ||||||
| 文件名称/大小 | 资源类型 | 版本类型 | 开放类型 | 使用许可 | ||
| w12862.pdf（246KB） | 智库出版物 | 限制开放 | CC BY-NC-SA | 浏览 | ||
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