G2TT
来源类型Working Paper
规范类型报告
DOI10.3386/w14309
来源IDWorking Paper 14309
The Effect of Medicare Coverage for the Disabled on the Market for Private Insurance
John F. Cogan; R. Glenn Hubbard; Daniel P. Kessler
发表日期2008-09-05
出版年2008
语种英语
摘要Subsidies for health insurance for chronically ill, high-cost individuals may increase coverage in the broader population by improving the functioning of insurance markets. In this paper, we assess an historical example of a policy intervention of this sort, the extension of Medicare to the disabled, on the private insurance coverage of non-disabled individuals. We use data on insurance coverage from the Panel Study of Income Dynamics from before and after the extension of Medicare to the disabled to estimate the effect of the program on private insurance coverage rates in the broader population. We find that the insurance coverage of individuals who had a health condition that limited their ability to work increased significantly in states with high versus low rates of disability. Our findings suggest that that subsidizing individuals with high expected health costs is an effective way to increase the private insurance coverage of other high-cost individuals.
主题Health, Education, and Welfare ; Health
URLhttps://www.nber.org/papers/w14309
来源智库National Bureau of Economic Research (United States)
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条目标识符http://119.78.100.153/handle/2XGU8XDN/571981
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John F. Cogan,R. Glenn Hubbard,Daniel P. Kessler. The Effect of Medicare Coverage for the Disabled on the Market for Private Insurance. 2008.
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