| 来源类型 | Working Paper |
| 规范类型 | 报告 |
| DOI | 10.3386/w15106 |
| 来源ID | Working Paper 15106 |
| The Effects of Consumer-Directed Health Plans on Health Care Spending | |
| Anthony T. Lo Sasso; Lorens A. Helmchen; Robert Kaestner | |
| 发表日期 | 2009-06-25 |
| 出版年 | 2009 |
| 语种 | 英语 |
| 摘要 | We use unique data from an insurer that exclusively offers high-deductible, "consumer-directed" health plans to identify the effect of plan features, notably the spending account, on health care spending. Our results show that the marginal dollar in the spending account is entirely spent on outpatient and pharmacy services. In contrast, inpatient and out-of-pocket spending were not responsive to the amount in the spending account. Our results represent the first plausibly causal estimates of the components of consumer-driven health plans on health spending. The magnitudes of the effects suggest important moral hazard consequences to higher spending account levels. |
| 主题 | Health, Education, and Welfare ; Health |
| URL | https://www.nber.org/papers/w15106 |
| 来源智库 | National Bureau of Economic Research (United States) |
| 引用统计 | |
| 资源类型 | 智库出版物 |
| 条目标识符 | http://119.78.100.153/handle/2XGU8XDN/572781 |
| 推荐引用方式 GB/T 7714 | Anthony T. Lo Sasso,Lorens A. Helmchen,Robert Kaestner. The Effects of Consumer-Directed Health Plans on Health Care Spending. 2009. |
| 条目包含的文件 | ||||||
| 文件名称/大小 | 资源类型 | 版本类型 | 开放类型 | 使用许可 | ||
| w15106.pdf（160KB） | 智库出版物 | 限制开放 | CC BY-NC-SA | 浏览 | ||
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