| 来源类型 | Working Paper |
| 规范类型 | 报告 |
| DOI | 10.3386/w16099 |
| 来源ID | Working Paper 16099 |
| Incorporating Employee Heterogeneity into Default Rules for Retirement Plan Selection | |
| Gopi Shah Goda; Colleen Flaherty Manchester | |
| 发表日期 | 2010-07-08 |
| 出版年 | 2010 |
| 语种 | 英语 |
| 摘要 | We study the effect of incorporating heterogeneity into default rules by examining the choice between retirement plans at a firm which transitioned from a defined benefit (DB) to a defined contribution (DC) plan. The default plan for existing employees varied discontinuously depending on their age. Employing regression discontinuity techniques, we find that the default increased the probability of enrollment in the default plan by 60 percentage points. We develop a framework to solve for the optimal default rule analytically and numerically and find that considerable welfare gains are possible if defaults vary by observable characteristics. |
| 主题 | Public Economics ; Labor Economics ; Labor Supply and Demand |
| URL | https://www.nber.org/papers/w16099 |
| 来源智库 | National Bureau of Economic Research (United States) |
| 引用统计 | |
| 资源类型 | 智库出版物 |
| 条目标识符 | http://119.78.100.153/handle/2XGU8XDN/573835 |
| 推荐引用方式 GB/T 7714 | Gopi Shah Goda,Colleen Flaherty Manchester. Incorporating Employee Heterogeneity into Default Rules for Retirement Plan Selection. 2010. |
| 条目包含的文件 | ||||||
| 文件名称/大小 | 资源类型 | 版本类型 | 开放类型 | 使用许可 | ||
| w16099.pdf（412KB） | 智库出版物 | 限制开放 | CC BY-NC-SA | 浏览 | ||
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