| 来源类型 | Working Paper |
| 规范类型 | 报告 |
| DOI | 10.3386/w16170 |
| 来源ID | Working Paper 16170 |
| The Risk of Out-of-Pocket Health Care Expenditure at End of Life | |
| Samuel Marshall; Kathleen M. McGarry; Jonathan S. Skinner | |
| 发表日期 | 2010-07-08 |
| 出版年 | 2010 |
| 语种 | 英语 |
| 摘要 | There is conflicting evidence on the importance of out-of-pocket medical expenditures as a risk to financial security, particularly at older ages. We revisit this question, focusing on health care spending near the end of life using data from the Health and Retirement Study for the years 1998-2006. We address difficulties with missing values for various categories of expenditures, outliers, and variations across individuals in the length of the reporting period. Spending in the last year of life is estimated to be $11,618 on average, with the 90th percentile equal to $29,335, the 95th percentile $49,907, and the 99th equal to $94,310. These spending measures represent a substantial fraction of liquid wealth for decedents. Total out-of-pocket expenditures are strongly positively related to wealth and weakly related to income. We find evidence for a mechanism by which wealth could plausibly buy health: large expenditures on home modifications, helpers, home health care, and higher-quality nursing homes, which have been shown elsewhere to improve longevity. |
| 主题 | Health, Education, and Welfare ; Health ; Education ; Poverty and Wellbeing ; Labor Economics ; Demography and Aging |
| URL | https://www.nber.org/papers/w16170 |
| 来源智库 | National Bureau of Economic Research (United States) |
| 引用统计 | |
| 资源类型 | 智库出版物 |
| 条目标识符 | http://119.78.100.153/handle/2XGU8XDN/573843 |
| 推荐引用方式 GB/T 7714 | Samuel Marshall,Kathleen M. McGarry,Jonathan S. Skinner. The Risk of Out-of-Pocket Health Care Expenditure at End of Life. 2010. |
| 条目包含的文件 | ||||||
| 文件名称/大小 | 资源类型 | 版本类型 | 开放类型 | 使用许可 | ||
| w16170.pdf（331KB） | 智库出版物 | 限制开放 | CC BY-NC-SA | 浏览 | ||
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