| 来源类型 | Working Paper |
| 规范类型 | 报告 |
| DOI | 10.3386/w16205 |
| 来源ID | Working Paper 16205 |
| Getting to the Top of Mind: How Reminders Increase Saving | |
| Dean Karlan; Margaret McConnell; Sendhil Mullainathan; Jonathan Zinman | |
| 发表日期 | 2010-07-22 |
| 出版年 | 2010 |
| 语种 | 英语 |
| 摘要 | We develop and test a simple model of limited attention in intertemporal choice. The model posits that individuals fully attend to consumption in all periods but fail to attend to some future lumpy expenditure opportunities. This asymmetry generates some predictions that overlap with models of present-bias. Our model also generates the unique predictions that reminders may increase saving, and that reminders will be more effective when they increase the salience of a specific expenditure. We find support for these predictions in three field experiments that randomly assign reminders to new savings account holders. |
| 主题 | Microeconomics ; Behavioral Economics ; Macroeconomics ; Consumption and Investment |
| URL | https://www.nber.org/papers/w16205 |
| 来源智库 | National Bureau of Economic Research (United States) |
| 引用统计 | |
| 资源类型 | 智库出版物 |
| 条目标识符 | http://119.78.100.153/handle/2XGU8XDN/573880 |
| 推荐引用方式 GB/T 7714 | Dean Karlan,Margaret McConnell,Sendhil Mullainathan,et al. Getting to the Top of Mind: How Reminders Increase Saving. 2010. |
| 条目包含的文件 | ||||||
| 文件名称/大小 | 资源类型 | 版本类型 | 开放类型 | 使用许可 | ||
| w16205.pdf（850KB） | 智库出版物 | 限制开放 | CC BY-NC-SA | 浏览 | ||
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