| 来源类型 | Working Paper
|
| 规范类型 | 报告
|
| DOI | 10.3386/w16721
|
| 来源ID | Working Paper 16721
|
| Mobile Money: The Economics of M-PESA |
| William Jack; Tavneet Suri
|
| 发表日期 | 2011-01-27
|
| 出版年 | 2011
|
| 语种 | 英语
|
| 摘要 | Mobile money is a tool that allows individuals to make financial transactions using cell phone technology. In this paper, we report initial results of two rounds of a large survey of households in Kenya, the country that has seen perhaps the most rapid and widespread growth of a mobile money product - known locally as M‐PESA - in the developing world. We first summarize the mechanics of M-PESA, and review its potential economic impacts. We then document the sequencing of adoption across households according to income and wealth, location, gender, and other socio‐economic characteristics, as well as the purposes for which the technology is used, including saving, sending and receiving remittances, and direct purchases of goods and services. In addition, we report findings from a survey of M‐PESA agents, who provide cash‐in and cash‐out services, and highlight the inventory management problems they face. |
| 主题 | Development and Growth
; Development
; Innovation and R&
; D
; Country Studies
|
| URL | https://www.nber.org/papers/w16721
|
| 来源智库 | National Bureau of Economic Research (United States)
|
| 引用统计 |
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| 资源类型 | 智库出版物
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| 条目标识符 | http://119.78.100.153/handle/2XGU8XDN/574396
|
推荐引用方式
GB/T 7714 |
William Jack,Tavneet Suri. Mobile Money: The Economics of M-PESA. 2011.
|
|
文件名：
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w16721.pdf
|
|
格式：
|
Adobe PDF
|
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