| 来源类型 | Working Paper |
| 规范类型 | 报告 |
| DOI | 10.3386/w17110 |
| 来源ID | Working Paper 17110 |
| Financial Literacy and Retirement Planning in Germany | |
| Tabea Bucher-Koenen; Annamaria Lusardi | |
| 发表日期 | 2011-06-09 |
| 出版年 | 2011 |
| 语种 | 英语 |
| 摘要 | We examine financial literacy in Germany using data from the SAVE survey. We find that knowledge of basic financial concepts is lacking among women, the less educated, and those living in East Germany. In particular, those with low education and low income in East Germany have little financial literacy compared to their West German counterparts. Interestingly, there is no gender disparity in financial knowledge in the East. In order to investigate the nexus of causality between financial literacy and retirement planning, we develop an IV strategy by making use of regional variation in the financial knowledge of peers. We find a positive impact of financial knowledge on retirement planning. |
| 主题 | Microeconomics ; Households and Firms ; Behavioral Economics |
| URL | https://www.nber.org/papers/w17110 |
| 来源智库 | National Bureau of Economic Research (United States) |
| 引用统计 | |
| 资源类型 | 智库出版物 |
| 条目标识符 | http://119.78.100.153/handle/2XGU8XDN/574785 |
| 推荐引用方式 GB/T 7714 | Tabea Bucher-Koenen,Annamaria Lusardi. Financial Literacy and Retirement Planning in Germany. 2011. |
| 条目包含的文件 | ||||||
| 文件名称/大小 | 资源类型 | 版本类型 | 开放类型 | 使用许可 | ||
| w17110.pdf（135KB） | 智库出版物 | 限制开放 | CC BY-NC-SA | 浏览 | ||
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