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来源类型Working Paper
规范类型报告
DOI10.3386/w18444
来源IDWorking Paper 18444
The Problem of the Uninsured
Isaac Ehrlich; Yong Yin
发表日期2012-02-10
出版年2012
语种英语
摘要The problem of the uninsured cannot be fully understood without considering the role of non-market alternatives to 'market insurance' called 'self-insurance' and 'self-protection' (SISP), including the public 'health care safety-net' system. We tackle the problem by formulating a 'full-insurance' paradigm that accounts for all four interacting insurance measures. We apply two versions of the full-insurance model to estimate, via calibrated simulations, the impacts of SISP on the fraction of uninsured, health spending, and health levels, and to assess how the mandated Affordable Care Act might affect these outcomes in comparison with the CBO projections in 2010. The results indicate that policy analyses which overlook the role of the real price of market insurance relative to the shadow prices of SISP in determining the decision to insure can grossly distort the capacity of mandated reforms like the ACA to insure the uninsured, contain overall health care costs, and improve health and welfare outcomes.
主题Financial Economics ; Financial Institutions ; Public Economics ; Public Goods ; Health, Education, and Welfare ; Health ; Education
URLhttps://www.nber.org/papers/w18444
来源智库National Bureau of Economic Research (United States)
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条目标识符http://119.78.100.153/handle/2XGU8XDN/575516
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Isaac Ehrlich,Yong Yin. The Problem of the Uninsured. 2012.
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