| 来源类型 | Working Paper
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| 规范类型 | 报告
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| DOI | 10.3386/w18444
|
| 来源ID | Working Paper 18444
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| The Problem of the Uninsured |
| Isaac Ehrlich; Yong Yin
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| 发表日期 | 2012-02-10
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| 出版年 | 2012
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| 语种 | 英语
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| 摘要 | The problem of the uninsured cannot be fully understood without considering the role of non-market alternatives to 'market insurance' called 'self-insurance' and 'self-protection' (SISP), including the public 'health care safety-net' system. We tackle the problem by formulating a 'full-insurance' paradigm that accounts for all four interacting insurance measures. We apply two versions of the full-insurance model to estimate, via calibrated simulations, the impacts of SISP on the fraction of uninsured, health spending, and health levels, and to assess how the mandated Affordable Care Act might affect these outcomes in comparison with the CBO projections in 2010. The results indicate that policy analyses which overlook the role of the real price of market insurance relative to the shadow prices of SISP in determining the decision to insure can grossly distort the capacity of mandated reforms like the ACA to insure the uninsured, contain overall health care costs, and improve health and welfare outcomes. |
| 主题 | Financial Economics
; Financial Institutions
; Public Economics
; Public Goods
; Health, Education, and Welfare
; Health
; Education
|
| URL | https://www.nber.org/papers/w18444
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| 来源智库 | National Bureau of Economic Research (United States)
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| 引用统计 |
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| 资源类型 | 智库出版物
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| 条目标识符 | http://119.78.100.153/handle/2XGU8XDN/575516
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推荐引用方式
GB/T 7714 |
Isaac Ehrlich,Yong Yin. The Problem of the Uninsured. 2012.
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文件名：
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w18444.pdf
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格式：
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Adobe PDF
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