| 来源类型 | Working Paper |
| 规范类型 | 报告 |
| DOI | 10.3386/w17843 |
| 来源ID | Working Paper 17843 |
| Small Cues Change Savings Choices | |
| James J. Choi; Emily Haisley; Jennifer Kurkoski; Cade Massey | |
| 发表日期 | 2012-02-16 |
| 出版年 | 2012 |
| 语种 | 英语 |
| 摘要 | In randomized field experiments, we embedded one- to two-sentence anchoring, goal-setting, or savings threshold cues in emails to employees about their 401(k) savings plan. We find that anchors increase or decrease 401(k) contribution rates by up to 1.9% of income. A high savings goal example raises contribution rates by up to 2.2% of income. Highlighting a higher savings threshold in the match incentive structure raises contributions by up to 1.5% of income relative to highlighting the lower threshold. Highlighting the maximum possible contribution rate raises contribution rates by up to 2.9% of income among low savers. |
| 主题 | Microeconomics ; Behavioral Economics ; Households and Firms |
| URL | https://www.nber.org/papers/w17843 |
| 来源智库 | National Bureau of Economic Research (United States) |
| 引用统计 | |
| 资源类型 | 智库出版物 |
| 条目标识符 | http://119.78.100.153/handle/2XGU8XDN/575519 |
| 推荐引用方式 GB/T 7714 | James J. Choi,Emily Haisley,Jennifer Kurkoski,et al. Small Cues Change Savings Choices. 2012. |
| 条目包含的文件 | ||||||
| 文件名称/大小 | 资源类型 | 版本类型 | 开放类型 | 使用许可 | ||
| w17843.pdf（229KB） | 智库出版物 | 限制开放 | CC BY-NC-SA | 浏览 | ||
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