| 来源类型 | Working Paper |
| 规范类型 | 报告 |
| DOI | 10.3386/w17863 |
| 来源ID | Working Paper 17863 |
| Financial Sophistication in the Older Population | |
| Annamaria Lusardi; Olivia S. Mitchell; Vilsa Curto | |
| 发表日期 | 2012-02-23 |
| 出版年 | 2012 |
| 语种 | 英语 |
| 摘要 | This paper examines data on financial sophistication among the U.S. older population, using a special-purpose module implemented in the Health and Retirement Study. We show that financial sophistication is deficient for older respondents (aged 55+). Specifically, many in this group lack a basic grasp of asset pricing, risk diversification, portfolio choice, and investment fees. Subpopulations with particular deficits include women, the least educated, persons over the age of 75, and non-Whites. In view of the fact that people are increasingly being asked to take on responsibility for their own retirement security, such lack of knowledge can have serious implications. |
| 主题 | Microeconomics ; Behavioral Economics ; Financial Economics ; Portfolio Selection and Asset Pricing ; Labor Economics ; Demography and Aging |
| URL | https://www.nber.org/papers/w17863 |
| 来源智库 | National Bureau of Economic Research (United States) |
| 引用统计 | |
| 资源类型 | 智库出版物 |
| 条目标识符 | http://119.78.100.153/handle/2XGU8XDN/575538 |
| 推荐引用方式 GB/T 7714 | Annamaria Lusardi,Olivia S. Mitchell,Vilsa Curto. Financial Sophistication in the Older Population. 2012. |
| 条目包含的文件 | ||||||
| 文件名称/大小 | 资源类型 | 版本类型 | 开放类型 | 使用许可 | ||
| w17863.pdf（138KB） | 智库出版物 | 限制开放 | CC BY-NC-SA | 浏览 | ||
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