| 来源类型 | Working Paper |
| 规范类型 | 报告 |
| DOI | 10.3386/w18013 |
| 来源ID | Working Paper 18013 |
| Resolving the African Financial Development Gap: Cross-Country Comparisons and a Within-Country Study of Kenya | |
| Franklin Allen; Elena Carletti; Robert Cull; Jun Qian; Lemma Senbet; Patricio Valenzuela | |
| 发表日期 | 2012-04-26 |
| 出版年 | 2012 |
| 语种 | 英语 |
| 摘要 | With extensive country- and firm-level data sets we first document that the financial sectors of most sub-Saharan African countries remain significantly underdeveloped by the standards of other developing countries. We also find that population density appears to be considerably more important for banking sector development in Africa than elsewhere. To better understand how countries can overcome the high costs of developing viable banking sectors outside large metropolitan areas, we focus on Kenya, which has made significant strides in financial inclusion and development in recent years. We find a positive and significant impact of Equity Bank, a leading private commercial bank on financial access, especially for under-privileged households. Equity Bank's business model--providing financial services to population segments typically ignored by traditional commercial banks and generating sustainable profits in the process--can be a potential solution to the financial access problem that has hindered the development of inclusive financial sectors in many other African countries. |
| 主题 | Financial Economics ; Other ; Law and Economics ; Development and Growth ; Country Studies |
| URL | https://www.nber.org/papers/w18013 |
| 来源智库 | National Bureau of Economic Research (United States) |
| 引用统计 | |
| 资源类型 | 智库出版物 |
| 条目标识符 | http://119.78.100.153/handle/2XGU8XDN/575689 |
| 推荐引用方式 GB/T 7714 | Franklin Allen,Elena Carletti,Robert Cull,et al. Resolving the African Financial Development Gap: Cross-Country Comparisons and a Within-Country Study of Kenya. 2012. |
| 条目包含的文件 | ||||||
| 文件名称/大小 | 资源类型 | 版本类型 | 开放类型 | 使用许可 | ||
| w18013.pdf（442KB） | 智库出版物 | 限制开放 | CC BY-NC-SA | 浏览 | ||
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