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来源类型Working Paper
规范类型报告
DOI10.3386/w18014
来源IDWorking Paper 18014
Riester Pensions in Germany: Design, Dynamics, Targetting Success and Crowding-In
Axel H. Börsch-Supan; Michela Coppola; Anette Reil-Held
发表日期2012-04-26
出版年2012
语种英语
摘要Riester pensions are voluntary, but heavily subsidized private pension schemes in Germany. They were designed as a matching defined contribution scheme to fill the emerging "pension gap" that is being generated by the gradually declining generosity of the public pay-as-you-go pensions in response to population aging. This paper investigates how the uptake of the recently introduced "Riester pensions" depends on the state-provided saving incentives and how well the targeting to families and low-income households has worked in practice. It documents the costs of the scheme, and collects circumstantial evidence on displacement effects between saving for old-age provision and other purposes.
主题Microeconomics ; Households and Firms ; Behavioral Economics ; Public Economics ; Taxation ; National Fiscal Issues
URLhttps://www.nber.org/papers/w18014
来源智库National Bureau of Economic Research (United States)
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条目标识符http://119.78.100.153/handle/2XGU8XDN/575690
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Axel H. Börsch-Supan,Michela Coppola,Anette Reil-Held. Riester Pensions in Germany: Design, Dynamics, Targetting Success and Crowding-In. 2012.
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