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来源类型Working Paper
规范类型报告
DOI10.3386/w18023
来源IDWorking Paper 18023
The Impact of Patient Cost-Sharing on the Poor: Evidence from Massachusetts
Amitabh Chandra; Jonathan Gruber; Robin McKnight
发表日期2012-04-26
出版年2012
语种英语
摘要Greater patient cost-sharing could help reduce the fiscal pressures associated with insurance expansion by reducing the scope for moral hazard. But it is possible that low-income recipients are unable to cut back on utilization wisely and that, as a result, higher cost-sharing will lead to worse health and higher downstream costs through hospitalizations. We use exogenous variation in the copayments faced by low-income enrollees in the Massachusetts' Commonwealth Care program to study these effects. We estimate separate price elasticities of demand by type of service (hospital care, drugs, outpatient care). Overall, we find price elasticities of about -0.15 for this low-income population -- fairly similar to elasticities calculated for higher-income populations in other settings. These elasticities are somewhat larger for the chronically sick and older enrollees. A substantial portion of the decline in utilization comes from some patients cutting back on use completely, but we find no (detectable) evidence of offsetting increases in hospitalizations or emergency department visits in response to the higher copayments, either overall or for the chronically ill in particular.
主题Health, Education, and Welfare ; Health
URLhttps://www.nber.org/papers/w18023
来源智库National Bureau of Economic Research (United States)
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条目标识符http://119.78.100.153/handle/2XGU8XDN/575699
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Amitabh Chandra,Jonathan Gruber,Robin McKnight. The Impact of Patient Cost-Sharing on the Poor: Evidence from Massachusetts. 2012.
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