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来源类型Working Paper
规范类型报告
DOI10.3386/w18166
来源IDWorking Paper 18166
Plan Selection in Medicare Part D: Evidence from Administrative Data
Florian Heiss; Adam Leive; Daniel McFadden; Joachim Winter
发表日期2012-06-15
出版年2012
语种英语
摘要We study the Medicare Part D prescription drug insurance program as a bellwether for designs of private, non-mandatory health insurance markets, focusing on the ability of consumers to evaluate and optimize their choices of plans. Our analysis of administrative data on medical claims in Medicare Part D suggests that less than 10 percent of individuals enroll in plans that are ex post optimal with respect to total cost (premiums and co-payments). Relative to the benchmark of a static decision rule, similar to the Plan Finder provided by the Medicare administration, that conditions next year's plan choice only on the drugs consumed in the current year, enrollees lost on average about $300 per year. These numbers are hard to reconcile with decision costs alone; it appears that unless a sizeable fraction of consumers value plan features other than cost, they are not optimizing effectively.
主题Econometrics ; Estimation Methods ; Microeconomics ; Households and Firms ; Public Economics ; National Fiscal Issues ; Health, Education, and Welfare ; Health
URLhttps://www.nber.org/papers/w18166
来源智库National Bureau of Economic Research (United States)
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资源类型智库出版物
条目标识符http://119.78.100.153/handle/2XGU8XDN/575841
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GB/T 7714
Florian Heiss,Adam Leive,Daniel McFadden,et al. Plan Selection in Medicare Part D: Evidence from Administrative Data. 2012.
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