| 来源类型 | Working Paper |
| 规范类型 | 报告 |
| DOI | 10.3386/w18359 |
| 来源ID | Working Paper 18359 |
| Consumer Inertia and Firm Pricing in the Medicare Part D Prescription Drug Insurance Exchange | |
| Keith M. Marzilli Ericson | |
| 发表日期 | 2012-09-06 |
| 出版年 | 2012 |
| 语种 | 英语 |
| 摘要 | I use the Medicare Part D prescription drug insurance market to examine the dynamics of firm interaction with consumers on an insurance exchange. Enrollment data show that consumers face switching frictions leading to inertia in plan choice, and a regression discontinuity design indicates initial defaults have persistent effects. In the absence of commitment to future prices, theory predicts firms respond to inertia by raising prices on existing enrollees, while introducing cheaper alternative plans. The complete set of enrollment and price data from 2006 through 2010 confirms this prediction: older plans have approximately 10% higher premiums than comparable new plans. |
| 主题 | Public Economics ; National Fiscal Issues ; Health, Education, and Welfare ; Health ; Education ; Industrial Organization ; Market Structure and Firm Performance ; Nonprofits ; Regulatory Economics ; Other ; Culture |
| URL | https://www.nber.org/papers/w18359 |
| 来源智库 | National Bureau of Economic Research (United States) |
| 引用统计 | |
| 资源类型 | 智库出版物 |
| 条目标识符 | http://119.78.100.153/handle/2XGU8XDN/576036 |
| 推荐引用方式 GB/T 7714 | Keith M. Marzilli Ericson. Consumer Inertia and Firm Pricing in the Medicare Part D Prescription Drug Insurance Exchange. 2012. |
| 条目包含的文件 | ||||||
| 文件名称/大小 | 资源类型 | 版本类型 | 开放类型 | 使用许可 | ||
| w18359.pdf（295KB） | 智库出版物 | 限制开放 | CC BY-NC-SA | 浏览 | ||
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