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来源类型 | Working Paper |
规范类型 | 报告 |
DOI | 10.3386/w18412 |
来源ID | Working Paper 18412 |
Financial Literacy, Financial Education and Economic Outcomes | |
Justine S. Hastings; Brigitte C. Madrian; William L. Skimmyhorn | |
发表日期 | 2012-09-21 |
出版年 | 2012 |
语种 | 英语 |
摘要 | In this article we review the literature on financial literacy, financial education, and consumer financial outcomes. We consider how financial literacy is measured in the current literature, and examine how well the existing literature addresses whether financial education improves financial literacy or personal financial outcomes. We discuss the extent to which a competitive market provides incentives for firms to educate consumers or offer products that facilitate informed choice. We review the literature on alternative policies to improve financial outcomes, and compare the evidence to evidence on the efficacy and cost of financial education. Finally, we discuss directions for future research. |
主题 | Econometrics ; Experimental Design ; Microeconomics ; Households and Firms ; Behavioral Economics ; Financial Economics ; Portfolio Selection and Asset Pricing ; Financial Institutions |
URL | https://www.nber.org/papers/w18412 |
来源智库 | National Bureau of Economic Research (United States) |
引用统计 | |
资源类型 | 智库出版物 |
条目标识符 | http://119.78.100.153/handle/2XGU8XDN/576088 |
推荐引用方式 GB/T 7714 | Justine S. Hastings,Brigitte C. Madrian,William L. Skimmyhorn. Financial Literacy, Financial Education and Economic Outcomes. 2012. |
条目包含的文件 | ||||||
文件名称/大小 | 资源类型 | 版本类型 | 开放类型 | 使用许可 | ||
w18412.pdf(393KB) | 智库出版物 | 限制开放 | CC BY-NC-SA | 浏览 |
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