| 来源类型 | Working Paper |
| 规范类型 | 报告 |
| DOI | 10.3386/w18417 |
| 来源ID | Working Paper 18417 |
| Under-Savers Anonymous: Evidence on Self-Help Groups and Peer Pressure as a Savings Commitment Device | |
| Felipe Kast; Stephan Meier; Dina Pomeranz | |
| 发表日期 | 2012-09-27 |
| 出版年 | 2012 |
| 语种 | 英语 |
| 摘要 | We test the effectiveness of self-help peer groups as a commitment device for precautionary savings, through two randomized field experiments among 2,687 microentrepreneurs in Chile. The first experiment finds that self-help peer groups are a powerful tool to increase savings (the number of deposits grows 3.5-fold and the average savings balance almost doubles). Conversely, a substantially higher interest rate has no effect on most participants. A second experiment tests an alternative delivery mechanism and shows that effects of a similar size can be achieved by holding people accountable through feedback text messages, without any meetings or peer pressure. |
| 主题 | Microeconomics ; Behavioral Economics ; Households and Firms ; Macroeconomics ; Consumption and Investment ; Development and Growth ; Country Studies ; Other ; Culture |
| URL | https://www.nber.org/papers/w18417 |
| 来源智库 | National Bureau of Economic Research (United States) |
| 引用统计 | |
| 资源类型 | 智库出版物 |
| 条目标识符 | http://119.78.100.153/handle/2XGU8XDN/576093 |
| 推荐引用方式 GB/T 7714 | Felipe Kast,Stephan Meier,Dina Pomeranz. Under-Savers Anonymous: Evidence on Self-Help Groups and Peer Pressure as a Savings Commitment Device. 2012. |
| 条目包含的文件 | ||||||
| 文件名称/大小 | 资源类型 | 版本类型 | 开放类型 | 使用许可 | ||
| w18417.pdf（359KB） | 智库出版物 | 限制开放 | CC BY-NC-SA | 浏览 | ||
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