| 来源类型 | Working Paper |
| 规范类型 | 报告 |
| DOI | 10.3386/w18529 |
| 来源ID | Working Paper 18529 |
| Health Insurance Reform: The Impact of a Medicare Buy-In | |
| Gary D. Hansen; Minchung Hsu; Junsang Lee | |
| 发表日期 | 2012-11-09 |
| 出版年 | 2012 |
| 语种 | 英语 |
| 摘要 | The steady state general equilibrium and welfare consequences of health insurance reform are evaluated in a calibrated life-cycle economy with incomplete markets and endogenous labor supply. Individuals face uncertainty each period about their future health status, medical expenditures, labor productivity, access to employer provided group health insurance, and the length of their life. In this environment, incomplete markets and adverse selection, which restricts the type of insurance contracts available in equilibrium, creates a potential role for health insurance reform. In particular, we consider a policy reform that would allow older workers (aged 55-64) to purchase insurance similar to Medicare coverage. We find that adverse selection eliminates any market for a Medicare buy-in if it is offered as an unsubsidized option to individual private health insurance. Hence, we compare the equilibrium properties of the current insurance system with those that obtain with an optional buy-in subsidized by the government, as well as with several types of health insurance mandates. |
| 主题 | Macroeconomics ; Fiscal Policy ; Public Economics ; National Fiscal Issues ; Health, Education, and Welfare ; Health |
| URL | https://www.nber.org/papers/w18529 |
| 来源智库 | National Bureau of Economic Research (United States) |
| 引用统计 | |
| 资源类型 | 智库出版物 |
| 条目标识符 | http://119.78.100.153/handle/2XGU8XDN/576204 |
| 推荐引用方式 GB/T 7714 | Gary D. Hansen,Minchung Hsu,Junsang Lee. Health Insurance Reform: The Impact of a Medicare Buy-In. 2012. |
| 条目包含的文件 | ||||||
| 文件名称/大小 | 资源类型 | 版本类型 | 开放类型 | 使用许可 | ||
| w18529.pdf（199KB） | 智库出版物 | 限制开放 | CC BY-NC-SA | 浏览 | ||
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