| 来源类型 | Working Paper
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| 规范类型 | 报告
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| DOI | 10.3386/w18698
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| 来源ID | Working Paper 18698
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| Equilibrium Labor Market Search and Health Insurance Reform |
| Naoki Aizawa; Hanming Fang
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| 发表日期 | 2013-01-11
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| 出版年 | 2013
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| 语种 | 英语
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| 摘要 | We present and empirically implement an equilibrium labor market search model where risk averse workers facing medical expenditure shocks are matched with firms making health insurance coverage decisions. Our model delivers a rich set of predictions that can account for a wide variety of phenomenon observed in the data including the correlations among firm sizes, wages, health insurance offering rates, turnover rates and workers' health compositions. We estimate our model by Generalized Method of Moments using a combination of micro data sources including Survey of Income and Program Participation (SIPP), Medical Expenditure Panel Survey (MEPS) and Robert Wood Johnson Foundation Employer Health Insurance Survey. We use our estimated model to evaluate the equilibrium impact of the 2010 Affordable Care Act (ACA) and find that it would reduce the uninsured rate among the workers in our estimation sample from 20.12% to 7.27%. We also examine a variety of alternative policies to understand the roles of different components of the ACA in contributing to these equilibrium changes. Interestingly, we find that the uninsured rate will be even lower (at 6.44%) if the employer mandate in the ACA is eliminated. |
| 主题 | Financial Economics
; Financial Institutions
; Health, Education, and Welfare
; Health
; Labor Economics
; Labor Compensation
|
| URL | https://www.nber.org/papers/w18698
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| 来源智库 | National Bureau of Economic Research (United States)
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| 引用统计 |
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| 资源类型 | 智库出版物
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| 条目标识符 | http://119.78.100.153/handle/2XGU8XDN/576368
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推荐引用方式
GB/T 7714 |
Naoki Aizawa,Hanming Fang. Equilibrium Labor Market Search and Health Insurance Reform. 2013.
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文件名：
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w18698.pdf
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格式：
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Adobe PDF
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