| 来源类型 | Working Paper |
| 规范类型 | 报告 |
| DOI | 10.3386/w18847 |
| 来源ID | Working Paper 18847 |
| Group Lending with Heterogeneous Types | |
| Li Gan; Manuel A. Hernandez; Yanyan Liu | |
| 发表日期 | 2013-02-28 |
| 出版年 | 2013 |
| 语种 | 英语 |
| 摘要 | Group lending has been widely adopted in the past thirty years by many microfinance institutions as a means to mitigate information asymmetries when delivering credit to the poor. This paper proposes an empirical method to address the potential omitted variable problem resulting from unobserved group types when modeling the repayment behavior of group members. We estimate the model using a rich dataset from a group lending program in India. The estimation results support our model specification and show the advantages of relying on a type-varying method when analyzing the probability of default of group members. |
| 主题 | Econometrics ; Estimation Methods ; Development and Growth ; Development |
| URL | https://www.nber.org/papers/w18847 |
| 来源智库 | National Bureau of Economic Research (United States) |
| 引用统计 | |
| 资源类型 | 智库出版物 |
| 条目标识符 | http://119.78.100.153/handle/2XGU8XDN/576522 |
| 推荐引用方式 GB/T 7714 | Li Gan,Manuel A. Hernandez,Yanyan Liu. Group Lending with Heterogeneous Types. 2013. |
| 条目包含的文件 | ||||||
| 文件名称/大小 | 资源类型 | 版本类型 | 开放类型 | 使用许可 | ||
| w18847.pdf（310KB） | 智库出版物 | 限制开放 | CC BY-NC-SA | 浏览 | ||
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