全球智库信息集成服务系统(G2TT): Financial Education and Choice in State Public Pension Systems

G2TT

来源类型	Working Paper
规范类型	报告
DOI	10.3386/w18907
来源ID	Working Paper 18907
	Financial Education and Choice in State Public Pension Systems
	Julie Agnew; Joshua Hurwitz
发表日期	2013-03-21
出版年	2013
语种	英语
摘要	As more and more public pension systems are shifting away from a defined benefit only framework, the complexity of the financial decisions facing public employees is increasing. This raises some concerns about the financial literacy of participants and their ability to make informed decisions. While surveys addressing financial education in private plans are available, little is known about what types of education and advice are offered in public plans. This paper fills this gap by presenting new results from the first National Public Pension Plan Financial Education Survey. The paper focuses specifically on primary defined contribution and hybrid plans. The results indicate that some form of education or advice is offered by every surveyed plan and that the sponsoring entity is actively involved in the development of the programs. However, it appears that legal uncertainties related to advice and education may be a problem for a few plans. In addition, more rigorous evaluation methods to test programs are needed. The paper concludes with suggestions for areas of future research.
主题	Microeconomics ; Households and Firms ; Financial Economics ; Portfolio Selection and Asset Pricing ; Subnational Fiscal Issues ; Labor Economics ; Labor Supply and Demand
URL	https://www.nber.org/papers/w18907
来源智库	National Bureau of Economic Research (United States)
引用统计
资源类型	智库出版物
条目标识符	http://119.78.100.153/handle/2XGU8XDN/576582
推荐引用方式 GB/T 7714	Julie Agnew,Joshua Hurwitz. Financial Education and Choice in State Public Pension Systems. 2013.

条目包含的文件
文件名称/大小	资源类型	版本类型	开放类型	使用许可
w18907.pdf（1096KB）	智库出版物		限制开放	CC BY-NC-SA	浏览