| 来源类型 | Working Paper |
| 规范类型 | 报告 |
| DOI | 10.3386/w19163 |
| 来源ID | Working Paper 19163 |
| Evolving Choice Inconsistencies in Choice of Prescription Drug Insurance | |
| Jason Abaluck; Jonathan Gruber | |
| 发表日期 | 2013-06-28 |
| 出版年 | 2013 |
| 语种 | 英语 |
| 摘要 | We study choice over prescription insurance plans by the elderly using government administrative data to evaluate how these choices are made and evolve over time. We find that there is large "foregone savings" from not choosing the lowest cost plan that has grown over time. We develop a structural framework that allows us to exactly decompose the changes in "foregone welfare" from inconsistent choices into supply and demand side factors. We find that foregone welfare increases over time due primarily to supply-side factors such as premiums and out-of-pocket costs; we estimate little learning at either the individual or cohort level. |
| 主题 | Health, Education, and Welfare ; Health |
| URL | https://www.nber.org/papers/w19163 |
| 来源智库 | National Bureau of Economic Research (United States) |
| 引用统计 | |
| 资源类型 | 智库出版物 |
| 条目标识符 | http://119.78.100.153/handle/2XGU8XDN/576838 |
| 推荐引用方式 GB/T 7714 | Jason Abaluck,Jonathan Gruber. Evolving Choice Inconsistencies in Choice of Prescription Drug Insurance. 2013. |
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