| 来源类型 | Working Paper |
| 规范类型 | 报告 |
| DOI | 10.3386/w19882 |
| 来源ID | Working Paper 19882 |
| Default and Repayment Among Baccalaureate Degree Earners | |
| Lance J. Lochner; Alexander Monge-Naranjo | |
| 发表日期 | 2014-02-06 |
| 出版年 | 2014 |
| 语种 | 英语 |
| 摘要 | More than low default rates, lenders are interested in the expected return on their loans. In this paper, we consider a number of other measures of repayment and nonpayment that are likely to be of direct interest to lenders. Using data from the Baccalaureate and Beyond Longitudinal Study, we document repayment and nonpayment outcomes 10 years after graduation for American students receiving BA/BS degrees in 1993. We estimate differences in these outcomes across individual/family background characteristics, college major, type of institution, the amount borrowed, and post-graduation income. A key contribution is our analysis of the following outcomes in addition to student loan default rates: the fraction of the original undergraduate loan amount repaid as of 2003, nonpayment rates (including deferment and forbearance as well as default), and the fraction of original undergraduate loan amounts on which borrowers defaulted or are currently not repaying. |
| 主题 | Public Economics ; National Fiscal Issues ; Health, Education, and Welfare ; Education |
| URL | https://www.nber.org/papers/w19882 |
| 来源智库 | National Bureau of Economic Research (United States) |
| 引用统计 | |
| 资源类型 | 智库出版物 |
| 条目标识符 | http://119.78.100.153/handle/2XGU8XDN/577556 |
| 推荐引用方式 GB/T 7714 | Lance J. Lochner,Alexander Monge-Naranjo. Default and Repayment Among Baccalaureate Degree Earners. 2014. |
| 条目包含的文件 | 条目无相关文件。 | |||||
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