| 来源类型 | Working Paper |
| 规范类型 | 报告 |
| DOI | 10.3386/w20127 |
| 来源ID | Working Paper 20127 |
| When Consumers Do Not Make an Active Decision: Dynamic Default Rules and their Equilibrium Effects | |
| Keith M. Marzilli Ericson | |
| 发表日期 | 2014-05-15 |
| 出版年 | 2014 |
| 语种 | 英语 |
| 摘要 | Dynamic defaults for recurring purchases determine what happens to consumers enrolled in a product or service who take no action at a decision point. Consumers may face automatic renewal, automatic switching, or non-purchase defaults. Privately optimal dynamic defaults depend on the contributions of adjustment costs versus psychological factors leading to inaction: both produce inertia under renewal defaults, but differ under non-renewal defaults. Defaults have equilibrium effects on pricing by changing the elasticity of repeat demand. Socially optimal defaults depend on firms' pricing responses as well; more elastic repeat demand restrains price increases on repeat customers and can reduce inefficient switching. |
| 主题 | Microeconomics ; Behavioral Economics ; Economics of Information ; Public Economics ; Taxation ; Industrial Organization ; Market Structure and Firm Performance |
| URL | https://www.nber.org/papers/w20127 |
| 来源智库 | National Bureau of Economic Research (United States) |
| 引用统计 | |
| 资源类型 | 智库出版物 |
| 条目标识符 | http://119.78.100.153/handle/2XGU8XDN/577801 |
| 推荐引用方式 GB/T 7714 | Keith M. Marzilli Ericson. When Consumers Do Not Make an Active Decision: Dynamic Default Rules and their Equilibrium Effects. 2014. |
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