全球智库信息集成服务系统(G2TT): Financial Education and Access to Savings Accounts: Complements or Substitutes? Evidence from Ugandan Youth Clubs

G2TT

来源类型	Working Paper
规范类型	报告
DOI	10.3386/w20135
来源ID	Working Paper 20135
	Financial Education and Access to Savings Accounts: Complements or Substitutes? Evidence from Ugandan Youth Clubs
	Julian C. Jamison; Dean Karlan; Jonathan Zinman
发表日期	2014-05-15
出版年	2014
语种	英语
摘要	Evidence on the effectiveness of financial education and formal savings account access is lacking, particularly for youth. We randomly assign 250 youth clubs to receive either financial education, access to a cheap group account, or both. The financial education treatments increase financial literacy; the account-only treatment does not. Administrative data shows the education plus account treatment increases bank savings relative to account-only. But survey-measured total savings shows roughly equal increases across all treatment arms. Earned income also increases in all treatment arms. We find little evidence that education and account access are strong complements, and some evidence they are substitutes.
主题	Microeconomics ; Households and Firms ; Behavioral Economics ; Development and Growth ; Development
URL	https://www.nber.org/papers/w20135
来源智库	National Bureau of Economic Research (United States)
引用统计
资源类型	智库出版物
条目标识符	http://119.78.100.153/handle/2XGU8XDN/577809
推荐引用方式 GB/T 7714	Julian C. Jamison,Dean Karlan,Jonathan Zinman. Financial Education and Access to Savings Accounts: Complements or Substitutes? Evidence from Ugandan Youth Clubs. 2014.