| 来源类型 | Working Paper |
| 规范类型 | 报告 |
| DOI | 10.3386/w20208 |
| 来源ID | Working Paper 20208 |
| Premium Transparency in the Medicare Advantage Market: Implications for Premiums, Benefits, and Efficiency | |
| Karen Stockley; Thomas McGuire; Christopher Afendulis; Michael E. Chernew | |
| 发表日期 | 2014-06-12 |
| 出版年 | 2014 |
| 语种 | 英语 |
| 摘要 | In the Medicare Advantage (MA) market, private health insurers compete to offer plans with the most attractive premium and benefit package. Medicare provides a subsidy, based on a "benchmark payment rate", for each Medicare beneficiary a plan enrolls. We investigate how this subsidy, the primary policy lever in the market, affects the equilibrium premiums and benefits of MA plans. We exploit variation in benchmark payment rates within plans over time, coming from rebasing years where benchmark changes differed across areas in ways that were plausibly exogenous, to determine empirically how plan premiums and benefit generosity respond to changes in benchmarks. We find that premiums do not respond to changes in the benchmark payment rate on average but that insurers do pass through a portion of the benchmark increase by increasing plan benefit generosity. |
| 主题 | Health, Education, and Welfare ; Health |
| URL | https://www.nber.org/papers/w20208 |
| 来源智库 | National Bureau of Economic Research (United States) |
| 引用统计 | |
| 资源类型 | 智库出版物 |
| 条目标识符 | http://119.78.100.153/handle/2XGU8XDN/577882 |
| 推荐引用方式 GB/T 7714 | Karen Stockley,Thomas McGuire,Christopher Afendulis,et al. Premium Transparency in the Medicare Advantage Market: Implications for Premiums, Benefits, and Efficiency. 2014. |
| 条目包含的文件 | 条目无相关文件。 | |||||
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