全球智库信息集成服务系统(G2TT): Do Larger Health Insurance Subsidies Benefit Patients or Producers? Evidence from Medicare Advantage

G2TT

来源类型	Working Paper
规范类型	报告
DOI	10.3386/w20470
来源ID	Working Paper 20470
	Do Larger Health Insurance Subsidies Benefit Patients or Producers? Evidence from Medicare Advantage
	Marika Cabral; Michael Geruso; Neale Mahoney
发表日期	2014-09-05
出版年	2014
语种	英语
摘要	A central question in the debate over privatized Medicare is whether increased government payments to private Medicare Advantage (MA) plans generate lower premiums for consumers or higher profits for producers. Using difference-in-differences variation brought about by a sharp legislative change, we find that MA insurers pass through 45% of increased payments in lower premiums and an additional 9% in more generous benefits. We show that advantageous selection into MA cannot explain this incomplete pass-through. Instead, our evidence suggests that market power is important, with premium pass-through rates of 13% in the least competitive markets and 74% in the most competitive.
主题	Microeconomics ; Market Structure and Distribution ; Public Economics ; Taxation ; Health, Education, and Welfare ; Health ; Industrial Organization ; Market Structure and Firm Performance
URL	https://www.nber.org/papers/w20470
来源智库	National Bureau of Economic Research (United States)
引用统计
资源类型	智库出版物
条目标识符	http://119.78.100.153/handle/2XGU8XDN/578142
推荐引用方式 GB/T 7714	Marika Cabral,Michael Geruso,Neale Mahoney. Do Larger Health Insurance Subsidies Benefit Patients or Producers? Evidence from Medicare Advantage. 2014.